Discover the story of the song > ATM – J. Cole

The protagonist is reflecting on how money has become very important to him, even though he knows it can't solve all his problems. He enjoys counting and stacking it up, and the more he earns, the better he feels. He also talks about his success, how he used to be criticized by his teachers, but now he's great at math and has a lot of money. The chorus repeats the idea of counting money, and the bridge mentions the protagonist's love for big bills and quick thrills. The song ends with the protagonist hoping to fulfill his dreams and ambitions while accepting the risks that come with it.